IVF or In-Vitro Fertilisation is an option to get pregnant and have a child for people suffering from infertility issues. IVF, though, is beneficial and the most effective treatment, but is not the cheapest procedure. The high cost of IVF is a major complication as it involves various expensive medications, tests, transfer procedures and equipment. Its complexity differs from patient to patient depending on fertility issues, women’s age and medical history.
Since various factors affect IVF cost, selecting an ideal fertility centre is essential in increasing success rates and helping with the best IVF treatment quotes.
Aastha Fertility Care at Apex Circle, Malviya Nagar, Jaipur, is one of the best fertility centres, offering the highest IVF, IUI and ICSI success rates and transparent quotes. Schedule your free online consultation with the fertility experts now to learn more.
High Cost of IVF
Some couples need to resort to IVF as an option but lack the resources to bear the expenses of this treatment. Middle and lower-class families especially face considerable discomfort due to its exorbitant prices. As IVF is a multi-stage process, it requires time, and the treatment may not be successful on the first try. Henceforth one needs money to enhance the services and provide for the purchases. High additional costs are also to be considered, such as egg donation, embryo freezing, embryo transfer, regular diagnosis etc.
Due to the vague knowledge of the cost, many patients end up at a dead end and waste their hard-earned money. Hence, one needs to be wise and careful in choosing their services.
When people start looking for IVF options and their costs, they need to be calm as many people support them throughout their journey. As per an article in the Times Of India, with better technology, we need to focus on the affordability of the treatment too. The average cost of an IVF cycle in India amounts to around two lakhs to 4 lakhs. This cost can be covered by various options such as:
- Health Insurance
- Low-cost IVF treatment
- Grants from organisations
- Loans from banks
Insurance as an Option
Insurance is the best way to deal with the money problem in IVF. Depending on your chosen plan, the IVF treatment cost can be covered in this, and medications can be covered as even other fertility treatments. It can seem like a lot initially, but it helps in the long run.
What happens in the future is unpredictable, so at most, you can only take precautions to deal with different situations. Your IVF treatment may succeed on the first try or take several cycles to complete. A plan can have age limitations and some conditions that must be met for insurance to cover their treatment. These all can be hindrances in the process but can be dealt with.
How to Choose an Insurance Plan?
While choosing an insurance plan, it is significant to keep the following factors in mind:
– Right Coverage
The expenses to be covered in the insurance policy should be clearly defined. The coverage offered is important and should include all the expenses that satisfy your needs and requirements. Analyse your various options and choose the best one which suffices your requirements.
– Right Sum Insured Amount
It is important to note that the sum insured amount should be more than the cost of the treatment you will undergo, or else it will only lead to an insufficient amount to cover your expenses.
– Plan With Renewability
This is essential because it is important to have a flexible plan to be renewed for a more extended period in case of any unplanned emergency or failure of the IVF cycle on the first attempt. Opting for a health insurance plan in older age is challenging; hence a plan with lifetime renewability serves the purpose.
There are several terms and conditions along with every policy to be followed for availing the benefits from the insurance. These conditions provide details about the exclusions, inclusions, premium modes, revival policy, and insurance plan. One needs to be very careful and thorough while reading and signing the terms and conditions of the policy.
Comparing multiple insurances according to their benefits, revival policy, coverage and interest is necessary to find the best possible plan for your needs. While others give you options, researching is essential to see the best policy suitable for your growth.
Aastha Fertility Care is a leading fertility centre in Jaipur that has provided quality treatment services for over a decade. We here ensure that our patient does not face any issues with the cost of the IVF treatment and is affordable. Since multiple health plans in India cover infertility treatments, you must remember to compare health insurance plans to find the best scheme.